Blog Post

To Buy or Not to Buy? That is the Question!

Rita Cousins Senior Mortgage Advisor • Dec 15, 2022

While housing prices have increased, so have rental costs. For most individuals, the chances are that if you can afford monthly rent you could afford a mortgage as well.

The real benefit of home ownership is that it helps you build equity for your future. Consider saving 5% for a down payment to OWN your own home. You may find that your monthly mortgage payments aren’t too different from your monthly rent!


If you would like to look into the option of owning your own home, a good place to start would be talking with a mortgage professional. From there, they can help you determine your:


  • Maximum monthly mortgage payment
  • Maximum purchase price
  • Down payment
  • Mortgage type
  • Closing costs (legal fees, land transfer fees, property taxes)


With access to 50+ lenders, a mortgage professional can help you shop the market to find the best mortgage product and rates to suit your needs! Our whole lives are mortgages, so you don’t have to worry!

Call me today to discuss your options!

By Andy Schildhorn 10 May, 2024
April 2024 listings soared to 12,491, a 42.1% increase year-over-year. This robust inventory supports a resilient market with a 3.3% rise in home sales. More info here
By Andy Schildhorn 09 May, 2024
Welcome to our latest real estate update for April 2024, where we delve into the Fraser Valley's market trends! 📊🌱 👀 In this video: Discover the latest sales data and what it means for buyers and sellers. Explore the rise in inventory and the best opportunities in the market. Get insights on pricing trends and how they affect your investment decisions. 🔗 More Resources: Dive deeper into the statistics and get personalized advice tailored to your real estate needs. https://bit.ly/3UNng6V . 🤝 Stay Connected: Subscribe to our channel for weekly updates and expert tips on navigating the Fraser Valley real estate market. Hit the bell icon 🔔 to stay notified about our latest videos! Whether buying, selling, or just interested in real estate, our channel is your primary resource for all things property in the Fraser Valley. Let’s make your real estate dreams come true! 💬🏠 📞 778.835.8957 - https://calendly.com/andyschildhorn 🌐 www.AndytheRealtor.com Your Langley and Fraser Valley Realtor.
By Andy Schildhorn 08 May, 2024
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