Are you shopping for a new home, town home or apartment?

Irina Bartnik Notary Public • July 15, 2019

I cannot stress enough the importance of proper Financing approval, prior to you shopping for the new home.

One of the reasons why it is important is to know who is going to be going on the Mortgage. The reason why it is important is because whoever is approved for the mortgage has to be on Title of the home as well. Any whoever is going on title has to sign the original offer of purchase and sale.

It sounds pretty simple and makes total sense, right? And yet, so many times we are dealing with spouses who are not on the contract, or bank asking to add parents to the Mortgage at the very last moment. It is very difficult and sometimes cost extra money to add people to the contract after the contract is signed.

If you put too many people on the contract and now only one of you is listed on the mortgage, the contract has to be changed as well.

I hope that you will have great House hunting/ buying experience.

< Older Post Newer Post >

Share

Mail

🚗 Live Traffic Views in Langley

By Andy Schildhorn • December 1, 2025

The Township of Langley Traffic Cameras for up to date traffic information. Click here

🎯 First-Time Buyers Know What They Want… But Not When to Buy 🤔

By Andy Schildhorn • November 28, 2025

Many Canadians in the market for their first home have a clear picture of what they want, and falling interest rates, rising inventory and softening prices are making it more achievable. 👉 Get the Details Here

🏡 Radon in BC Homes: What You Need To Know☢️

By Andy Schildhorn • November 27, 2025

🏡 Radon in BC Homes: What You Need To Know ☢️ November is Radon Awareness Month, and new information from Health Canada, the BC Lung Foundation, and the Fraser Valley Real Estate Board shows that radon levels are rising in more BC homes, including neighbourhoods across Langley and the Fraser Valley. Radon is the leading cause of lung cancer for non-smokers in Canada, and because it is colourless and odourless, the only way to know your level is to test. 🌬️ In this video, I explain what radon is, how it enters a home, why levels can change over time, and what homeowners, buyers, and sellers should understand. I also walk through how long-term test kits work, why winter provides the most accurate readings, and what mitigation looks like if your home shows high radon. 🧪 I’ve included trusted radon testing resources below from RadonKills.caand the BC Lung Foundation. These organizations follow Health Canada guidelines and provide reliable information for BC homeowners. 🧥 A quick reminder that the Fraser Valley REALTORS® Annual Blanket Drive is underway. If you have gently-used blankets or warm winter clothing, give me a call and I’ll pick them up myself. If it’s easier for you, I’ve added the link to all official drop-off locations below. 🔗 RadonKills.ca - https://www.radonkills.ca/bc 🔗 Fraser Valley REALTORS® Blanket Drive: https://www.fvreb.bc.ca/fvrebpublic/a...