Are you shopping for a new home, town home or apartment?

Irina Bartnik Notary Public • July 15, 2019

I cannot stress enough the importance of proper Financing approval, prior to you shopping for the new home.

One of the reasons why it is important is to know who is going to be going on the Mortgage. The reason why it is important is because whoever is approved for the mortgage has to be on Title of the home as well. Any whoever is going on title has to sign the original offer of purchase and sale.

It sounds pretty simple and makes total sense, right? And yet, so many times we are dealing with spouses who are not on the contract, or bank asking to add parents to the Mortgage at the very last moment. It is very difficult and sometimes cost extra money to add people to the contract after the contract is signed.

If you put too many people on the contract and now only one of you is listed on the mortgage, the contract has to be changed as well.

I hope that you will have great House hunting/ buying experience.

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🔑📊 Fraser Valley Real Estate: Prices Falling, Buyers Waiting📉

By Andy Schildhorn • February 3, 2026

🏡 Fraser Valley home prices back to pandemic-era levels under the weight of economic headwinds and sustained inventory 📉 SURREY, BC – Home prices in the Fraser Valley fell for the tenth consecutive month in January, pushing the Benchmark price below $900,000 for the first time since spring 2021. The Benchmark price for a typical home in the Fraser Valley dropped one per cent in January to $897,200, down 6.9 per cent year-over-year. The continued softening of prices wasn’t enough to get buyers off the sidelines, as the Fraser Valley Real Estate Board recorded 619 sales on its Multiple Listing Service® (MLS®) in January, a 33 per cent decrease from December, and 24 per cent below sales from the same month last year. New listings increased 128 per cent in January to 3,078, reflecting the typical seasonal patterns; however, activity remained 10 per cent below last year’s levels.

🤗 Sometimes we need to smile.

By Andy Schildhorn • February 2, 2026

Who needs a hammock? Check out LAPS for adoptables 😀 📣"Do what is right, not what is easy.” - Roy T. Bennett

🏡 Do Home Inspections Kill Deals?

By Andy Schildhorn • January 31, 2026

⏸️ Fraser Valley Market Paused | 2026 Outlook Looking for straight talk about real estate in Langley and the Fraser Valley? In this playlist, Realtor Andy Schildhorn shares honest, experience-backed insights into the housing market, the buying and selling process, and what’s really going on behind the scenes. Whether it’s market conditions, policy changes, or personal stories that affect buyers and sellers alike, Andy Talks Real Estate & More brings a local, no-fluff perspective that helps you make smarter decisions—without the jargon. 🎙️ Real estate insights with 30 years of experience 📍 Focused on Langley, Fort Langley, and Fraser Valley communities 💬 Includes conversations, quick tips, personal experiences & more Ready to make your next move with clarity and confidence? 📅 Book a call: https://rly.forsale/Chat-with-Andy 📞 778-835-8957 🌐 www.AndytheRealtor.com