Want to make your holiday bills disappear?

Rita Cousins Senior Mortgage Advisor • February 9, 2021

Make a plan to settle the excess spending that’s racking up interest on your credit cards.

Many Canadians suffer with their highest debt load in the month of January. Save thousands of dollars in interest by creating a pay down plan! Consolidate and restructure your debt into your mortgage so you are paying less interest and paying off debt sooner. Start the New Year on the right foot by saving money and taking advantage of historically low mortgage interest rates.

Look at what you’re paying on your credit cards and other debts. If you roll those high interest debts into a new or existing mortgage, your potential saving can be significant! 


Take a look at this scenario:

You can use these savings to ease your monthly cash
flow, or apply it to pay your debts down faster! For
example, put $500.00 per month of your new cash
flow into your mortgage payment and reduce your
amortization from 25 to 15 years!

I will assess your situation and determine if there are
any penalties to break your current mortgage and
evaluate if the savings outweigh the penaltiess!


SOUND INTERESTING? GIVE ME A CALL TODAY!

Fraser Valley Real Estate: Is THIS The Moment To Buy Or Sell?

By Andy Schildhorn • July 14, 2025
With over 30 years of experience navigating market highs and lows, Andy provides clarity on today’s buyer-friendly conditions and what sellers need to do to stand out. Here's what you'll find inside this video: Price Movement & Market Shifts: A detailed look at the Fraser Valley composite benchmark price, including year-over-year and month-over-month changes. Property Type Breakdown: Detached homes, townhomes, and apartments — from peak pricing to current values. Sales-to-Active Listings Ratio: Learn what this key indicator tells us about the current market — and how it affects your position as a buyer or seller. July Market Snapshot: Stats on sales volume, inventory levels, and days on market — all showing a slower pace, but more breathing room for smart decisions. Buyer Advantages: More choice, more time, and more negotiating power in this shifting market. Seller Strategies: Learn how pricing, presentation, and planning can still put you in a strong position. This comprehensive insight will empower you to make your best move in the Fraser Valley market! Dive deeper into the full July 2025 Fraser Valley Market Breakdown: https://rly.forsale/July-2025-Numbers Book a time to chat: https://rly.forsale/Chat-with-Andy

🤗 Sometimes we need to smile.

By Andy Schildhorn • July 11, 2025
Paws on the Green Golf Tournament raises $70k for Langley animal shelter Read more here.   📣 The only limit to our realization of tomorrow will be our doubts of today." - Franklin D. Roosevelt

Open Houses Weekend – Your Next Home Might Be Waiting

By Andy Schildhorn • July 11, 2025
#302-20881 56 Ave, Langley - Saturday, July 12th | ⏰ 2–4 PM Welcome to Robert’s Court! This bright, top-floor, south-facing 2 bed, 2 bath condo offers 1,026 sq. ft. of well-designed living space. Enjoy an open layout, updated kitchen with stainless appliances, white cabinets, and subway tile backsplash. Bedrooms are on opposite sides for added privacy, with a 4-piece ensuite in the primary. Crown moulding, a large laundry room, and extra storage complete the home. Building amenities include a gym and social lounge. Steps to Fraser Hwy, transit, shopping, parks, schools, and Kwantlen University. Pet-friendly - 1 dog (max 18kg at maturity) and 1 cat, or 2 cats. A great start for first-time buyers! 🔗 More details here #49-8217 204b St, Willoughby - Sunday, July 13th | ⏰ 2–4 PM EVERLY GREEN – Bright, spacious, and backing onto green space, this 3,360 sq. ft. detached strata home offers comfort, flexibility, and room to grow. Prime location in the complex with 5 beds, 5 baths, including two primary suites—one on the main. Soaring 20-ft ceilings, oversized windows, gas range, large island, and great storage. Upstairs: 3 large bedrooms, second primary with ensuite, loft-style family room, and laundry. Basement has 5th bed, bath, den, and rec room—ideal for guests or multi-gen living. New carpets and epoxy garage floor. Private yard with extended deck and gas hookup. Near shops, dining, transit, and RE Mountain Secondary (IB). BONUS: SELLER COVERING 1 YEAR OF STRATA FEES! 🔗 More details here
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