Want to make your holiday bills disappear?

Rita Cousins Senior Mortgage Advisor • February 9, 2021

Make a plan to settle the excess spending that’s racking up interest on your credit cards.

Many Canadians suffer with their highest debt load in the month of January. Save thousands of dollars in interest by creating a pay down plan! Consolidate and restructure your debt into your mortgage so you are paying less interest and paying off debt sooner. Start the New Year on the right foot by saving money and taking advantage of historically low mortgage interest rates.

Look at what you’re paying on your credit cards and other debts. If you roll those high interest debts into a new or existing mortgage, your potential saving can be significant! 


Take a look at this scenario:

You can use these savings to ease your monthly cash
flow, or apply it to pay your debts down faster! For
example, put $500.00 per month of your new cash
flow into your mortgage payment and reduce your
amortization from 25 to 15 years!

I will assess your situation and determine if there are
any penalties to break your current mortgage and
evaluate if the savings outweigh the penaltiess!


SOUND INTERESTING? GIVE ME A CALL TODAY!

Your Favourite Santa Pet Photo Contest

By Andy Schildhorn • December 11, 2025
On November 29th we hosted a Santa Photos Event for family, friends and pets benefiting the Langley Animal Protection Society (LAPS) ... We raised $535.00 in donations... Thank you! A few of the owners have entered their pets in the WIN a Pet Portrait by Portrait & Pets Art Works by Soraya for the Owner Pet Photos Contest - Valued at $100 Get into the festive spirit with our Santa Pet Photo Contest! Check out the adorable entries and help us crown this year’s winner by casting your vote. 👉 Vote now: Santa Pet Photo Contest

👀📍 Watching These 3 Langley Communities

By Andy Schildhorn • December 11, 2025
👀📍 Watching These 3 Langley Communities? 🏡 These three Langley communities consistently show where the Township is heading. Each one moves differently, and each one tells a clear story about how Langley is evolving. In this week’s video, I break down Willoughby Heights, Walnut Grove and Fort Langley and share what I’m seeing after thirty years in the Langley and Fraser Valley real estate market. ✨ Willoughby Heights A fast-growing, walkable community with schools, shops and parks close by. Newer homes, fresh amenities and the coming SkyTrain keep demand strong year-round. ✨ Walnut Grove A mature, settled neighbourhood with a real sense of community. Older homes, established parks and trails, excellent schools and quick freeway access make it one of Langley’s most stable areas. ✨ Fort Langley A village lifestyle like nowhere else. Character homes, river trails, a vibrant main street and ongoing shifts in housing create a market shaped by pride of ownership and long-term confidence. ❤️ Community Update Thank you to everyone who came out for Photos with Santa at St. George’s Church. Families, kids and pets filled the room, Santa was in fine form and the cookies were great. Together, we raised over $500 for LAPS, and that support means a lot. 📈 Thinking of selling or planning ahead for 2025? I offer clear, experienced guidance and a straightforward look at your options. Book a time that works for you at the link below. 📅 Book a time with me: https://calendly.com/andyschildhorn 📞 778.835.8957 📧 andy@andytherealtor.com 🌐 www.AndytheRealtor.com

Early fall momentum slows as Fraser Valley sales dip in November

By Andy Schildhorn • December 9, 2025
SURREY, BC — Easing prices and abundant inventory weren’t enough to entice buyers to the Fraser Valley market in November, as sales declined in line with seasonal buying patterns. The Fraser Valley Real Estate Board recorded 943 sales on its Multiple Listing Service® (MLS®) in November, a 16 per cent decrease from October, and 17 per cent below sales from the same month last year.
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