Who's Better? Bank or Broker
Rita Cousins Senior Mortgage Advisor • October 12, 2022
The broker works for you. The bank doesn’t. The right mortgage is a critical factor determining long-term savings.
The value of a professional mortgage broker comes from having someone who objectively works for you and is not limited to mortgage product offerings from one source; like a bank. Advice on choosing the right mortgage option considers interest rate, payment privileges, payment penalties, long term savings and much more. Take alook at the differences between my services & the bank’s services.
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On November 29th we hosted a Santa Photos Event for family, friends and pets benefiting the Langley Animal Protection Society (LAPS) ... We raised $535.00 in donations... Thank you! A few of the owners have entered their pets in the WIN a Pet Portrait by Portrait & Pets Art Works by Soraya for the Owner Pet Photos Contest - Valued at $100 Get into the festive spirit with our Santa Pet Photo Contest! Check out the adorable entries and help us crown this year’s winner by casting your vote. 👉 Vote now: Santa Pet Photo Contest
👀📍 Watching These 3 Langley Communities? 🏡 These three Langley communities consistently show where the Township is heading. Each one moves differently, and each one tells a clear story about how Langley is evolving. In this week’s video, I break down Willoughby Heights, Walnut Grove and Fort Langley and share what I’m seeing after thirty years in the Langley and Fraser Valley real estate market. ✨ Willoughby Heights A fast-growing, walkable community with schools, shops and parks close by. Newer homes, fresh amenities and the coming SkyTrain keep demand strong year-round. ✨ Walnut Grove A mature, settled neighbourhood with a real sense of community. Older homes, established parks and trails, excellent schools and quick freeway access make it one of Langley’s most stable areas. ✨ Fort Langley A village lifestyle like nowhere else. Character homes, river trails, a vibrant main street and ongoing shifts in housing create a market shaped by pride of ownership and long-term confidence. ❤️ Community Update Thank you to everyone who came out for Photos with Santa at St. George’s Church. Families, kids and pets filled the room, Santa was in fine form and the cookies were great. Together, we raised over $500 for LAPS, and that support means a lot. 📈 Thinking of selling or planning ahead for 2025? I offer clear, experienced guidance and a straightforward look at your options. Book a time that works for you at the link below. 📅 Book a time with me: https://calendly.com/andyschildhorn 📞 778.835.8957 📧 andy@andytherealtor.com 🌐 www.AndytheRealtor.com
SURREY, BC — Easing prices and abundant inventory weren’t enough to entice buyers to the Fraser Valley market in November, as sales declined in line with seasonal buying patterns. The Fraser Valley Real Estate Board recorded 943 sales on its Multiple Listing Service® (MLS®) in November, a 16 per cent decrease from October, and 17 per cent below sales from the same month last year.
