Congratulations, You're a Home Owner!

1. Find a safe spot for any home-related bills as well as your current mortgage documents.
   It’s a good idea to also keep proof of your down-payment.
   
   
2. Once you move in there will also be on-going costs such as property tax or condo fees,
   utility set-up fees and home and fire insurance.
   
   
3. Life is full of surprises - check out the advantages of a life insurance policy.
   
   
4. As there will be some costs associated with closing, be sure to put money aside to
   cover things like home loan insurance, land transfer tax, and legal fees.
   
   
5. Remember your mortgage qualification was based on your income, so if you’re
   planning a career switch or going on maternity/paternity leave, let your agent know.
   
   

ANY QUESTIONS, PLEASE GIVE ME A CALL.