Blog Post

🏡 Don't Miss Out! The Benefits of Mortgage Pre-Approval 📝🔑

Andy Schildhorn • May 28, 2024

🌟 Hi, it’s Andy Schildhorn from Macdonald Realty, your Langley and surrounding area Realtor. Today, I want to discuss an important step in the home-buying process: getting pre-approved for a mortgage.


Why get pre-approved?

  1. Competitive Edge: 🏃‍♂️ Shows sellers you’re serious and financially ready.
  2. Budget Clarity: 💰 Helps you focus on homes within your price range.
  3. Faster Closing: ⏱️ Quicker and smoother closing process.


Wondering about a rate hold vs. full pre-approval? 

A rate hold secures your interest rate, while a full pre-approval guarantees your loan amount. Want more details? Just ask me! 🤔

 

Working with a Mortgage Broker: 

I highly recommend working with Rita Cousins at Mortgage Architects. You can reach her at 📞 604-230-9206.

 

Steps to Get Pre-Approved: 

  1. Check your credit: ✅ Ensure your credit report is accurate.
  2. Gather Documents: 📄 Pay stubs, tax returns, and bank statements.
  3. Contact Rita: 📧 She’ll review your financial info and get you pre-approved.

 

🏡 Pre-approval is a game-changer in the home-buying process. If you have any questions, reach out to Rita or me. Happy house hunting, and see you next week! 🔑 👍🔔

 

📞 778.835.8957 - https://calendly.com/andyschildhorn 🌐 www.AndytheRealtor.com

📺 Subscribe for more real estate advice and tips!

 

Your Langley and Fraser Valley Realtor.

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