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Want to make your holiday bills disappear?

January 17, 2022

Make a plan to settle the excess spending that’s racking up interest on your credit cards.

Many Canadians suffer with their highest debt load in the month of January. Save thousands of dollars in interest by creating a pay down plan! Consolidate and restructure your debt into your mortgage so you are paying less interest and paying off debt sooner. Start the New Year on the right foot by saving money and taking advantage of historically low mortgage interest rates.


Look at what you’re paying on your credit cards and other debts. If you roll those high interest debts into a new or existing mortgage, your potential saving can be significant!


Take a look at this scenario:

You can use these savings to ease your monthly cash flow,
or apply it to pay your debts down faster! For example, put $500.00 per month of your new cash flow into your mortgage payment and reduce your amortization from 25 to 15 years!

I will assess your situation and determine if there are any penalties to break your current mortgage and evaluate if
the savings outweigh the penalties.

Sound interesting? Give me a call today.

By Andy Schildhorn March 31, 2025
The Real Estate rules are changing again — and it’s a big one for anyone buying or selling in Langley or the Fraser Valley. As of March 17, 2025, bully offers are officially back in BC. Even if an offer date is set, Sellers can now accept early offers — with conditions. In this episode of Andy Talks Real Estate, I explain what’s changing, why it matters, and how to prepare. 📊 Key Takeaways: ✅ What is a bully offer — and why are they back? ✅ IDRPO vs DRPO: What the new rules mean for buyers & sellers ✅ How to adjust your strategy — especially in a slower market ✅ What must happen before a seller accepts an early offer ✅ Local perspective from 30+ years in the Langley & Fraser Valley market Whether you're thinking of selling this spring or trying to buy in a competitive area — this update could change your timing and negotiation power. 📅 Book a call: https://rly.forsale/Chat-with-Andy
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Charming English Garden Home at 23208 Francis, Fort Langley Charm and character define this stunning English garden home, essentially brand new while preserving its timeless appeal. For more details click here. Click here f or a video
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204 - 23255 Billy Brown | 1-Bedroom Condo in Bedford Landing Welcome to The Village in Bedford Landing! This bright spacious 1-bed, 1-bath + nook is perfect for first-time buyers, downsizers, or investors. Click here for more details . Click here a short video
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